AI Characteristics – May 2019

The time window is moving forward! Actual timeframe for calculating the AI: April 2015 till May 2018. The loan selection for the AI calculation contains 2 criterias:

  1. the loan lifetime lasts at least one year
  2. the loan started in the last 4 years

These criteria ensures that only loans with a valid minimum and maximum lifetime will be selected – not too young and not too old! That’s why from month to month the AI Characteristics are changing. For May 2019 543 “too old” loans are dropping out of the time frame while 1.566 reached their minimal lifetime and are new in the time frame:

Loans taken into account in April37.625
Dropped from time window543
New in time window1.566
Loans taken into account in May38.648

 

Neurons increases by 124 from 5.958 to 6.082 Neurons.

Trained loansNumber of loans used for the AI calculation38.648
Decision pointsNeurons calculated out of the trained loans6.082
Evaluation timeWhich time does it take to evaluate  a loan with AI in microseconds (one millionth of a second). The time refers to the evaluation of the last loan so you’ll see every time the actual value .60 – 120

 

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