Short overview how the Demo Portfolio performed in May. As promised in April some defaults occurred this month. Last month 15,2% are taken into account, now they increased by 1,7% to a total of 16,9%. Bondoras calculated default rate is 23,2%. This rate is only applying to the defaults in the first year. So there’s a gap of 6,3% between real and calculated defaults. Before my AI investments I started on a separate account with Portfolio Manager. Default rates here are far more than the ones calculated by Bondora.
I store now the Demo Portfolio values each month in my database so during this year you can expect an additional statistic showing the performance of my AI portfolio.
