The Lending Robot has a feature – its performing slow! Bondoras Portfilo Manager, Portfolio Manager Pro and Go & Grow are investing into all available loans. That’s logic – if you want to invest into the best x % loans you need to reject 100 – x % of them! Nevertheless I don’t feel good when my investors are asking for further investments. They don’t have an overview what’s happening on a daily basis. The AI Dashboard shall change that and it’s available for everyone in the upper menu “Statistics – AI Dashboard“.
A few facts at the beginning: From todays number there are ~ 5400 loan offerings in the last 3 months, so approx. 45 offerings per day. At the weekend on Saturday and Sunday it slows down. The AI Dashboard shows the last 20 loan offerings. You don’t have to update the site, loan offerings are submitted automatically to you via WebSockets.
What’s displayed?
- Date and Time of the offering
- Rating
- Characteristics – see legend
- Amount in thousand €
- Interest rate – rounded
- Loan Duration
- Country (EE = Estonia, FI = Finland, ES = Spain)
- AI Rating
See the Characteristics icon description in the legend below. Please don’t judge them as “Quality Criterias”! A real estate owner in a prosper City region is different than a real estate owner in the backwoods. That’s basically the same for each country.
The AI Rating is based on raised fingers, 3 fingers up hits the conservative curve, 2 fingers up the moderate curve, 1 finger up the aggressive curve and the red fist rejects the loan. Nevertheless the ranking doesn’t apply to you for 100%. The AI Dashboard Rating is based on all durations and all Countries. If you configured shorter durations and / or fewer Countries the AI results is slightly different. In addition the Lending Robot doesn’t invest in Borrowers multiple times. So it may happen that even if the result in Dashboard shall trigger a bid the Lending Robot is refusing this. Despite this you have now the opportunity to follow the Bondora loan offerings during the day!
