We are already in the last days of June but I want to show you the actual AI characteristics of this month. I’ve started to store these values in the database in order to show you the future trend over the last months. The time window for the AI calculation is 3 years. Loan payments needs to be at least one year old in order to have a profound prediction of default. The actual time window in June starts at 31. May 2014 till 31. May 2017.
Changes from May to June
| Loans taken into account in May | 30.04.2014 – 30.04.2017 | 27370 |
| Dropped from time window | 30.04.2014 – 31.05.2014 | 443 |
| New in time window | 30.04..2017 – 31.05.2017 | 1183 |
| Loans taken into account in June | 31.05.2014 – 31.05.2017 | 28110 |
In June 740 loans are taken into account addtionally to AI calculation. Number of decision points inccreased from 5047 to 5127. The AI characteristics are available on top of the new AI Dashboard.
Description of the AI characteristics
| Trained loans | Loans available starting from the last day of the previous month. | 28110 |
| Decision points | Decision points, or better “Neurons”, that were calculated out of the trained loans | 5127 |
| Evaluation time | Which time does it take to evaluate a loan with AI in microseconds (one millionth of a second). The time refers to the evaluation of the last loan so you’ll see every time the actual value . | 69.1 |
