I have to admit – it’s not working well! Loan and interest repayments are increasing my current cash balance without re-investing. Of course this impacts my default measurements but I’m not willing to change my Settings. I want to get through this crisis without changing my basic settings.
So why it’s not working well? In my Activity View I’ve already recognized that bidding is going down. To be honest I recognized this after a comment from a fellow german investor. That’s why I’m spent some thoughts on this topic to make these changes a little bit more transparent. Now the AI Dashboard contains an extra section showing the loan distribution on the last 30 days. Here’s what you get currently
- there are no AA, A, F and HR loan offerings
- thers’s only a minimal portion of B-loans available – approx. 3%
- C,D and E loans are rated “bad” by the AI
This is now the second change regarding Covid-19 besides the Moratorium View. As said I want to get through this phase and I’ll monitor the changes in this crisis.
