The Yakuza Lending Robot is now online for 2 years in public! I’m quite happy that many Investors are using this service to gain higher yield through less loan defaults. Personally I raised my investments from 1.300 € last year to the actual amount of approx 3.000 €. Of course I’m using my service myself because I’m confident this concept works! Therefore I’m increasing my investment with a money transfer each week.
Why you should use the Yakuza Lending Robot?
- Bondoras Go & Grow grants you an immediate access on your investments, at every time you’ll get your money back. Backdraw is the approx. yield of 6,75%
- Bondora offers also Portfolio Manger and Portfolio Pro. There’s the chance of higher yield, but you’ve to take the risk on your own and you cannot drawback your money immediately. The motto ist “broad diversification over many loans“. This is in principle not wrong but I think we can do better!
- I know about 2 services which are dealing with filtering to achieve a better loan selection. The Box of Bondora (only german) and BeePlus. You can select certain criteria for picking loans: Does the borrower own real estate? Is the borrower an employee for more than x years? How much is the income of the borrower? For me as a banker (yes, I’m trained in this job) this is the “classical approach”. You can apply these rules based on some “ideas”, but if these rules apply you need some experiences. If the rules don’t fit your needs you’ve adjust these rules.
- The Yakuza Lending Robot aims at investors who a) take their risk on their own and b) trust into the risk managament of an Artificial Intelligence. An example: by filtering you trust e.g. that “real estate owner” is a good choice, but real estate in a big city is different than real estate somewhere in the woods! So perhaps a leaser of an apparment in a big city is better than a real state owner in the woods. The Yakuza Lending Robot takes everything into account based on the public loans to achieve to best coice! You can check this everytime in the Dry Run Simulation!
Your Advantages
- Regularly Portfilio Overview in the Blog. Complete overview into my Portfolio via demo-user with all access into all views – no fake!
- Regularly Overview on the Artifically Intelligence Settings. Bondora is publishing more loans each month so the database is increasing!
- Monthly update of the Loan Default Statistics. On the first day of each month all loans are updated regarding
a) loan distribution over all risks AA to HR
b) loan defaults occuring in the first year
c) loan defaults over complete lifetime - Improvements in the user interface so you get a better insight into your investments
- At every time you’re able to test your settings with the actual AI. As registered Investor with your current Settings or as unregistered Investor via Dry Run with the identical Settings possibilities.
I hope this description is helpful for you. Please send me your feedback, improvement ideas or critics via support@lending-robot.net. Any feedback is appriciated!
