Even if February is close to the end I want to show you the monthly Portfolio update
Ferbruary starts quite unpleasant, a “fat” C rated loan defaulted right at the beginning and pushed the overall default rate above 19%. After that the recovery does a good job. Actual overall default rate is 18.5%, that’s 0.2% less than in the last documented Portfolio overview. The default rate is combined out of
- 4.8% default rate by loans bought without AI mechanism and
- 13.7% default rate by loans bought with AI mechanism
In the Portfolio Overview from July 2018 I mentioned the Prediction Values for my AI Portfolio: In the first year the 15.1% default rate was predicted and for the whole runtime prediction value was 18.4%. Luckily both values are not touched yet!
Note: Login yourself with the Demo User Login data and check the Demo Portfolio performance whenever you want!
