Let’s have a look on the Portfolio Performance from April 2019. Debt collection works quite well and money comes back! That’s why the total default rate is decreasing a bit. The share of loans which wasn’t bought by the AI mechanism decreases to nearly 5%.
The most important Performance Indicators:
| Description | Percent | Change |
| Default Rate of loans bought without AI mechanism | 4,3% | – 0,1 % |
| Default Rate of loans bought with AI mechanism | 14,2% | – 0,4 % |
| Total Default Rate of the whole Demo Portfolio | 18,5% | – 0,5 % |
| Default Rate in the first year calculated by the AI Prediction | 15,1% | |
| Default Rate for overall lifetime calculated by the AI Prediction | 18,4% |
Further Links for more details to the Demo Portfolio:
- Portfolio Overview from the last month
- Prediction of the Demo Portfolio performed in July 2018
- Access to the Demo Portfolio via Demo User Login
- Executing an own Prediction with the Dry Run
- All Portfolio Overviews in the Blog Posts
